|
Interest Rates Effective June 30,
2010
Certificate of Deposit
|
Product |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Interest Rate |
Annual Percentage Yield (APY) |
|
91 Day Certificate |
$1000.00 |
$1,000.00 |
.75% |
.75% |
| 6 Month Certificate |
$1000.00 |
$1,000.00 |
1.10% |
1.10% |
| 8 Month Certificate |
$1000.00 |
$1,000.00-$9,999.99 $10,000.00-$49,999.99
$50,000 & Over |
1.15% 1.20%
1.25% |
1.16% 1.21%
1.26% |
| 1 Year Certificate |
$1000.00 |
$1,000.00 |
1.25% |
1.26% |
| 30 Month Certificate |
$1000.00 |
$1,000.00 |
1.50% |
1.51% |
| 4 Year Certificate |
$1000.00 |
$1,000.00 |
2.25% |
2.27% |
| 5 Year Certificate |
$1000.00 |
$1,000.00 |
2.25% |
2.27% |
-
A penalty will be imposed for early withdrawal.
-
After your CD is opened, the interest rate is fixed for the
term unless otherwise indicated.
Second Chance Certificate of
Deposit
|
Product |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Interest Rate |
Annual Percentage Yield (APY) |
|
18 Month Certificate |
$1,000.00 |
$1,000.00 |
1.30% |
1.31% |
| 36 Month Certificate |
$1,000.00 |
$1,000.00 |
2.00% |
2.02% |
-
A penalty will be imposed for early withdrawal.
-
After your CD is opened, the interest rate is fixed for the
term unless otherwise indicated.
Jumbo Certificate of Deposit
|
Product |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Interest Rate |
Annual Percentage Yield (APY) |
| 6 Month Certificate |
$100,000.00 |
$100,000.00 |
1.25% |
1.26% |
| 1 Year Certificate |
$100,000.00 |
$100,000.00 |
1.30% |
1.31% |
| 30 Month Certificate |
$100,000.00 |
$100,000.00 |
1.50% |
1.51% |
-
A penalty will be imposed for early withdrawal.
-
After your CD is opened, the rate is fixed for the
term unless otherwise indicated.
Interest Bearing Checking
Accounts
|
Product |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Interest Rate |
Annual Percentage Yield (APY) |
|
Money Market |
$2,500.00 |
$2,500.00 |
.50% |
.50% |
|
Now Account |
$100.00 |
$100.00 |
.25% |
.25% |
Savings
Accounts
|
Product |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Interest Rate |
Annual Percentage Yield (APY) |
| Traditional Savings Accounts |
$50.00 |
$50.00 |
.75% |
.76% |
| Gold Savings |
$10,000.00 |
$10,000.00 |
1.00% |
1.01% |
IRA's
|
Product |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Interest Rate |
Annual Percentage Yield (APY) |
|
6 Month IRA |
$100.00 |
$100.00 |
1.10% |
1.10% |
| 1 Year IRA |
$100.00 |
$100.00 |
1.25% |
1.26% |
| 18 Month IRA |
$100.00 |
$100.00 |
1.30% |
1.31% |
| 5 Year IRA |
$100.00 |
$100.00 |
2.25% |
2.27% |
|
