• In observance of Martin Luther King, Jr. Day we will be closed Monday, January 21st. Our Mineola Brookshire's location will be open for normal business hours.

Personal Banking

Personal Checking

With Personal Checking, we provide:

  • FREE Online Banking
  • FREE Online Bill Payer
  • FREE 24-Hour Telephone Banking
  • FREE Notary Service
  • Direct Deposit
  • Customer Directed Transfers
  • Visa Credit Card Service Center
 Freedom CheckingLiberty
What is the Minimum Amount to Open?$25.00$25.00$100.00$100.00$100.00$2500.00
What is My Monthly Service Charge?No monthly service charge$10.00$8.00 (if the balance falls below $250 any day of the cycle)No monthly
service charge
$8.00 (if the balance falls below $500 any day of the cycle)$8.00 (if the balance falls below $2500 any day of the cycle)
How Many Checks Can I Write?UnlimitedUnlimitedUnlimitedUnlimitedUnlimited6 transfers per month by check to third parties. A $5.00 fee will be imposed for each check written in excess of six per statement cycle.
Do I Earn interest?NoNoNoYes, on balances over $250Yes, on balances
over $500
Yes, on balances
over $2500
Is There a Debit Card/ATM Fee?Initial card - no feeInitial card - no feeInitial card - no feeInitial card - no feeInitial card -no feeNo
How Many Debit Card Transactions Do I Receive?UnlimitedUnlimitedUnlimitedUnlimitedUnlimitedNot Applicable
Restrictions?NoneFor customers wanting to reestablish a checking relationshipNoneMust be at least 50 years oldNoneAll transfers and withdrawals, other than in person are limited to 6 per statement cycle.

Questions or Comments?

Contact us online or give your local bank a call.