| Traditional Savings | Gold Savings | Minor Savings | Christmas Club Savings | |
|---|---|---|---|---|
| What is the Minimum Amount to Open | $50.00 | $10,000.00 | No Minimum | $10.00 |
| What is My Monthly Service Charge | $3.00 (if balance falls below $50 any day of the month) | No monthly service charge | No monthly service charge | No monthly service charge |
| How Many Withdrawals Can I Make? | Unlimited | Unlimited | Unlimited | No withdrawals will be allowed unless to close the account. |
| Do I Earn Interest? (Click here for current rates) | Yes, must maintain a minimum balance of $50. | Yes, must maintain a minimum balance of $10,000. If balance falls below $10,000, the rate will drop to the traditional savings rate that we are currently paying. | Yes, must maintain a minimum balance of $50. | Yes, must maintain a minimum balance of $50. |
| Restrictions? | No transfers by check, draft, debit card, or similar order to third parties.
| No transfers by check, draft, debit card, or similar order to third parties. | No transfers by check, draft, debit card, or similar order to third parties. When minor turns 18, this account will convert to a traditional savings. | Balance is mailed in November annually. |
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