Personal Banking

Rates

Interest Rates Effective October 25, 2022

Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
91-Day Certificate$1,000.00$1,000.00.25%.25%
182-Day Certificate$1,000.00$1,000.00.80%.80%
8-Month Certificate$1,000.00$1,000.00-$9,999.99
$10,000.00-$49,999.99
$50,000.00 & Over
1.00%
1.25%
1.75%
1.00%
1.26%
1.76%
12-Month Certificate$1,000.00$1,000.001.25%1.26%
13-Month Certificate$50,000.00$50,000.003.00%3.03%
30-Month Certificate$1,000.00$1,000.001.80%1.81%
48-Month Certificate$1,000.00$1,000.002.30%2.32%
60-Month Certificate$1,000.00$1,000.002.50%2.52%

Second Chance Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
18-Month Certificate$1,000.00$1,000.001.75%1.76%
36-Month Certificate$1,000.00$1,000.002.00%2.02%

Jumbo Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
6-Month Certificate$250,000.01$250,000.011.00%1.00%
12-Month Certificate$250,000.01$250,000.011.25%1.26%
13-Month Certificate $250,000.01$250,000.013.00%3.03%
30-Month Certificate$250,000.01$250,000.011.80%1.81%

Interest Bearing Checking Accounts

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)      
Classic Checking$100.00$250.00.10%.10%
Now Account$100.00$500.00.10%.10%
Venture Now$100.00$2,000.00.10%.10%

Money Market Accounts

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY) 
Money Market$2,500.00$2,500.00.15%.15%
Premier Money Market$25,000.00$25,000.001.25%1.26%
Premier Gold Money Market$100,000.00$100,000.002.50%2.53%

Savings Accounts

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
Minor SavingsNo Minimum$50.00.10%.10%
Christmas Club Savings$10.00$50.00.10%.10%
Traditional Savings$50.00$50.00.10%.10%
Gold Savings$10,000.00$10,000.00.10%.10%

IRAs

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
182-Day IRA$100.00$100.00.80%.80%
1-Year IRA$100.00$100.001.25%1.26%
13-Month IRA$50,000.00$50,000.003.00%3.03%
18-Month IRA$100.00$100.001.75%1.76%
60-Month IRA$100.00$100.002.50%2.52%

CD's & IRA's

  • A penalty will be imposed for early withdrawal.
  • After your CD is opened, the interest rate is fixed for the term unless otherwise indicated.

Checking & Savings Accounts

  • Fees may reduce earning on the account.
  • Interest Rate may change after opening without notice.

Questions or Comments?

Contact us online or give your local bank a call.