Personal Banking

Rates

Interest Rates Effective August 7, 2023

Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
91-Day Certificate$1,000.00$1,000.001.00%1.00%
182-Day Certificate$1,000.00$1,000.003.00%3.03%
8-Month Certificate$1,000.00$1,000.00-$9,999.99
$10,000.00-$49,999.99
$50,000.00 & Over
2.00%
2.25%
3.00%
2.02%
2.27%
3.03%
12-Month Certificate$1,000.00$1,000.003.25%3.29%
13-Month Certificate$50,000.00$50,000.004.75%4.84%
30-Month Certificate$1,000.00$1,000.002.50%    2.52%
48-Month Certificate$1,000.00$1,000.002.45%2.47%
60-Month Certificate$1,000.00$1,000.002.50%2.52%

Second Chance Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
18-Month Certificate$1,000.00$1,000.003.00%3.03%
36-Month Certificate$1,000.00$1,000.003.00%3.03%

Jumbo Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
6-Month Certificate$250,000.01$250,000.013.00%3.03%
12-Month Certificate$250,000.01$250,000.013.25%3.29%
13-Month Certificate $250,000.01$250,000.014.75%4.84%
30-Month Certificate$250,000.01$250,000.012.50%2.52%

Interest Bearing Checking Accounts

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)      
Classic Checking$100.00$250.00.10%.10%
Now Account$100.00$500.00.10%.10%
Venture Now$100.00$2,000.00.10%.10%

Money Market Accounts

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY) 
Money Market$2,500.00$2,500.00.25%.25%
Premier Money Market$25,000.00$25,000.003.25%3.30%
Premier Gold Money Market$100,000.00$100,000.004.25%4.33%

Savings Accounts

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
Minor SavingsNo Minimum$50.00.10%.10%
Christmas Club Savings$10.00$50.00.10%.10%
Traditional Savings$50.00$50.00.10%.10%
Gold Savings$10,000.00$10,000.00.10%.10%

IRAs

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
182-Day IRA$100.00$100.003.00%3.03%
1-Year IRA$100.00$100.003.00%3.03%
13-Month IRA$50,000.00$50,000.004.75%4.84%
18-Month IRA$100.00$100.003.00%3.03%
60-Month IRA$100.00$100.003.00%3.03%

CD's & IRA's

  • A penalty will be imposed for early withdrawal.
  • After your CD is opened, the interest rate is fixed for the term unless otherwise indicated.

Checking & Savings Accounts

  • Fees may reduce earning on the account.
  • Interest Rate may change after opening without notice.

Questions or Comments?

Contact us online or give your local bank a call.